Ripple’s XRP is trading at $2.06, with a 24-hour volume of $1.37 bn. The token ranks #5 globally, holding a market capitalization of $124.9 bn. Circulating supply stands at 60.7 bn XRP, with a maximum supply capped at 100 bn. Despite solid fundamentals, XRP has slipped 0.28% over the past 24 hours, extending its decline to a fourth consecutive session.
ETF inflows are offering some support. Spot XRP ETFs attracted $1.28 bn, helping absorb selling pressure even as broader market sentiment remains cautious.
- Price: $2.06
- Market cap: $124.9B
- 24‑hour volume: $1.37B
- ETF inflows: $1.28B
Coinbase Pushback on Senate Bill Could Pressure XRP and Stablecoins
This week, Coinbase pulled back its support for the US Senate Banking Committee’s draft Market Structure Bill. Coinbase CEO Brian Armstrong explained that the draft has some big problems, especially around stablecoins and the interest people earn on them. He said the proposed changes “would kill rewards on stablecoins, allowing banks to block their competition.”
In simple words, these rules could stop people from earning interest on stablecoins and give more control to traditional banks.
“After reviewing the Senate Banking draft text over the last 48 hours, Coinbase unfortunately can’t support the bill as written,” Armstrong said. “This version would be materially worse than the current status quo,” he added. “We’d rather have no bill than a bad bill.”
U.S. Senate cancels its vote on the crypto market structure bill
COINBASE SAYS IT CAN’T BACK THE SENATE BANKING CRYPTO DRAFT.
Claims it risks “A DE FACTO BAN” on tokenized stocks, hits DeFi privacy, weakens CFTC vs SEC & could kill stablecoin rewards.
NO BILL > BAD BILLpic.twitter.com/3antyA32k0
— Money Ape (@TheMoneyApe) January 15, 2026
Stablecoins are digital money that stay close to the value of the US dollar, and many people use them to earn interest. If these new rules pass, banks could limit how stablecoins work, which might take away opportunities for crypto users and reduce competition.
Coinbase is warning that this could shift control of money back to banks and affect both investors and the broader crypto market. People are now watching closely to see how this will play out.
If these stablecoin restrictions pass, XRP could face pressure as crypto investors may move cautiously, reducing demand. This could slow price growth and keep XRP near key support levels.
XRP Price Prediction: Descending Triangle Signals Breakdown Below $2.05 Toward $1.90
XRP price prediction is neutral as XRP is currently trading around $2.0568, sitting just above a key support zone near $2.0527. Price action is compressing within a descending triangle, a structure often associated with bearish continuation. The triangle’s lower boundary aligns with horizontal support, while the upper trendline shows consistent lower highs. Recent candles show indecision, with small-bodied formations and no clear momentum shift.
The leading technical indicator, such as RSI, is hovering near 45, indicating neutral momentum but leaning slightly bearish. The moving averages (red and blue) remain flat, suggesting a lack of trend strength.
Fibonacci levels highlight $2.1127 and $2.1911 as potential resistance zones if price breaks upward, while $1.9764 and $1.9144 mark downside targets on a breakdown. Until a decisive move occurs, the triangle pattern remains in play.
A confirmed close below $2.0527 could open a short setup targeting $1.9144, while a breakout above $2.1127 would invalidate the bearish bias and favor a move toward $2.1911. Trade idea: short below $2.0527.
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