Bitcoin turns cautious but constructive as BTC stabilizes near $90,000 following a sharp rejection from $97,100. Improving risk sentiment, easing geopolitical tensions, and Delaware Life’s Bitcoin-linked retirement product have helped steady prices. However, weakening momentum signals and key technical levels now determine whether this pause becomes a base for recovery or a deeper pullback toward lower support.
Institutional BTC Access Gains Momentum
One of the most notable developments came from Delaware Life Insurance Company, which launched the industry’s first fixed indexed annuity offering indirect BTC exposure, according to a Business Wire press release.
The product tracks the BlackRock U.S. Equity Bitcoin Balanced Risk 12% Index, combining equities and BTC exposure while protecting invested principal.
JUST IN: Delaware Life Insurance Company launches the industry’s first fixed annuity with Bitcoin exposure via a partnership with BlackRock.
pic.twitter.com/vU2ieh337B
— Bitcoin Archive (@BitcoinArchive) January 21, 2026
The index allocates roughly:
- 74% to US equities
- 25% to BTC exposure via IBIT
- 1% to cash for volatility management
This structure aims to capture Bitcoin’s upside while limiting downside risk. It marks a step toward integrating digital assets into traditional retirement planning. For long-term investors, this signals growing confidence in BTC as a portfolio component. Bitcoin is no longer seen only as a speculative outlier.
BTC also benefited from reduced geopolitical pressure. Former US President Donald Trump withdrew tariff threats tied to Greenland, easing broader market uncertainty. This move supported risk assets.
Bitcoin Price Prediction: Neutral Outlook Holds Above $89,500 Support, Eyes $97K–$100K Breakout
From a technical perspective, Bitcoin price prediction remains neutral to constructive. Price recently rejected the $97,100 region and pulled back toward the $90,000–$90,500 zone, where horizontal support aligns with a rising long-term trendline. This area has become a critical pivot for short-term direction.
Momentum indicators point to stabilization rather than renewed strength. RSI has rebounded from oversold territory but remains below bullish thresholds, showing that selling pressure has eased without a clear upside impulse. The 50-EMA slipping below the 100-EMA keeps near-term caution in place, while the rising 200-EMA continues to underpin the broader trend.
If BTC holds above $89,500, consolidation could extend toward $92,000 and $94,250. A confirmed reclaim of that zone would shift momentum back toward $97,000 and potentially the $100,000 psychological level. A break below $89,500, however, would expose deeper support near $87,400.
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