Germany’s largest banking groups officially confirmed plans to launch crypto services for private clients in 2026.
The German banking groups Sparkassen-Finanzgruppe and Genossenschaftliche FinanzGruppe Volksbanken Raiffeisenbanken (Genobanken) plan to offer a wide range of crypto services to private customers, Bloomberg reports. Deutsche Bank is also developing plans to launch crypto services.
According to the report, Sparkassen and Genobanken will provide clients with the ability to trade Bitcoin and other digital assets, while Deutsche Bank will offer custody services. All services are expected to launch in 2026 following completion of development and compliance with the MiCA regulation.
Sparkassen-Finanzgruppe is a financial network consisting of more than 370 German savings banks. The group is coordinated by Deutscher Sparkassen- und Giroverband (DSGV) and is one of the largest financial groups in Europe with total assets exceeding €2 trillion.
Genossenschaftliche FinanzGruppe Volksbanken Raiffeisenbanken is a cooperative financial group uniting about 700 banks. As of late 2024, the group managed total assets of €504.7 billion.
Deutsche Bank is Germany’s biggest universal private bank and one of the world’s largest financial conglomerates, managing assets worth over €1.6 trillion.
Sparkassen-Finanzgruppe’s decision to provide clients access to cryptocurrencies marks a significant policy shift, as just three years ago internal committees recommended refraining from crypto services. Now, DSGV officially announced the launch of a regulated crypto product based on DekaBank. Retail investors will be able to access this option via the Sparkassen app.
Despite the policy change, Sparkassen reps warn that cryptocurrencies remain highly speculative assets. The banking group doesn’t plan to promote or recommend their use and will caution clients about potential risks, including the possibility of total loss of investments.
Meanwhile, Genobanken started testing its own digital asset trading solution. The service is being developed in partnership with Atruvia and the Stuttgart Digital Exchange.
Deutsche Bank is working on launching custody services in collaboration with Bitpanda and Taurus. The bank is also exploring tokenization of deposits and issuing its own stablecoin.
In 2024, Genobanken signed an agreement with Boerse Stuttgart Digital, enabling member banks to offer custody and trading services for digital assets. In February 2025, DekaBank launched crypto trading and custody services for institutional clients. Deutsche Bank is actively involved in various crypto projects worldwide for several years, the latest being a collaboration with Ant International to develop Web3 solutions for cross-border payments and global liquidity management.
Сообщение Germany’s Largest Banks to Open Crypto Access to Clients in 2026 появились сначала на CoinsPaid Media.
