XRP Price Prediction: Can Ripple Hold $1.40 or is $1.20 Next?

Today’s XRP price prediction centers on Ripple’s expansion into Wall Street financing, reigniting a familiar concern for XRP holders: how much of the company’s success will actually benefit the token?

A Wall Street Journal article on October 7 highlighted Ripple’s growing involvement in financing leveraged exchange-traded funds, a sector typically dominated by banks and securities firms.

This development enhances Ripple’s standing among institutional investors as XRP supporters share price predictions ranging from $1,000 to over $100,000. However, these ambitious targets face a critical question: Will securing financial services customers drive significant demand for XRP?

XRP Price Prediction: Will $1.40 Hold or Is a Deeper Correction to $1.30 Next?

XRP is trading at about $1.40, with a market cap of $88.2Bn, according to CoinGecko data. The cryptocurrency remains under pressure after a recent pullback, down about -6% over seven days.

Looking ahead to next week, XRP could test $1.46 resistance if buying momentum returns. A successful breakout could open the door to $1.50, while continued selling pressure risks a decline towards $1.32 support.

Short-term XRP price prediction highlights the probability that XRP will trade between $1.32 and $1.50 in the near term, with a potential recovery towards $1.60 by the end of October.

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What Ripple Is Actually Doing on Wall Street

The company behind the recent viral headlines is Ripple Prime, an institutional brokerage platform Ripple developed after acquiring Hidden Road. Ripple announced the $1.25Bn acquisition in April 2025, allowing it to serve institutional clients across foreign exchanges and fixed-income markets.

In August 2026, Ripple Prime launched its Delta One business, which enables clients to execute total return swaps linked to US-listed equities and digital assets. A total return swap lets a fund gain exposure to an asset’s performance through a contract with a counterparty, rather than owning the asset directly.

For instance, a leveraged ETF aiming to achieve twice a stock’s daily return can use derivatives to create that exposure, while the financing provider earns fees for supporting the position.

Ripple’s institutional strategy achieved another milestone on October 6, when it was announced that Brevan Howard funds would use Ripple Prime for multi-asset prime brokerage and financing services.

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RLUSD and the XRP Ledger Have Different Roles

Ripple has continued to highlight the connection between its brokerage business and its blockchain ecosystem. In its initial announcement of the Hidden Road acquisition, Ripple identified RLUSD as collateral for prime brokerage products and outlined plans to migrate post-trade activities to the XRP Ledger.

Collateral supports trading positions, while post-trade infrastructure manages processes that occur after a transaction is finalized. However, this does not mean every trade must go through XRP.

Nonetheless, XRP plays a necessary role in ledger operations, even if that role is relatively small. Transactions incur costs paid in XRP, which is then destroyed, and accounts must maintain XRP reserve levels.

Maxi Doge Targets Early Mover Upside as XRP Price Prediction Tests Key Levels

XRP is stabilizing, but that doesn’t erase its prior breakdown. A failed attempt to hold the $1.50 level would force traders to manage potential losses rather than pursue a confirmed upward trend.

While early-stage tokens might seem appealing, switching from a liquid asset to a presale investment replaces one type of risk with another.

Maxi Doge (MAXI) is an Ethereum ERC-20 meme token centered around a 240-pound canine persona and a community identity that aims for 1000x leverage trading. Its presale price is set at $0.0002843, with $4.8M already raised.

The project promises a substantial 60% annual percentage yield (APY) in staking rewards, holder-only trading competitions with a leaderboard for prizes, and a Maxi Fund treasury dedicated to liquidity and partnerships.

Maxi Doge focuses on community engagement and memes. However, the Meritz review did not confirm a launch date or demonstrate demand for XRP.

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